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Karen Cole

400 W Finnie Flat Road
Suite 2
Camp Verde, AZ 86322-7265

Across from Post Office, next to Snap Fitness

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State Farm Agent since 1985

University of Michigan, BA in English Proud Mother of Two

I love being an agent and have no plans to retire. I have been married to my fabulous husband, Dr. David Cole, since 12/2019. It is an honor every day to be able to help people problem-solve and provide education to help them make appropriate choices for themselves.

Member of Camp Verde Chamber of Commerce, Past President Nat'l Assn. of Women Business Owners (NAWBO), Member of Sedona Referrals Club, Founding Member of Professional Women's Group (PWG). My 37th State Farm Anniversary was August 1st, just following State Farm's 100th Anniversary June 7th. There are many things to celebrate and I could not do it without my team and all of you. We appreciate you!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products


Office Hours

Mon-Fri 8:30am to 5:00pm

Sat & Evenings by Appt.

400 W Finnie Flat Road
Suite 2
Camp Verde, AZ 86322-7265
Map & Directions

Our mission is to provide information to help State Farm customers make effective choices. We treat our customers like family, are here to help you through difficult times, and guide you when planning for your future. We can help protect your auto, home, business, short term rentals, boats, recreational vehicles and life.

My Office Manager, Michelle Ebel , joined us in May of 2009, bringing a wealth of insurance and financial services experience. She is an integral part of this agency, and we are blessed to have her. Trina Ritchie joined us January of 2020, and reflects our core values and compassion for our State Farm policyholders. We are happy to have a team with such integrity, compassion and ability.

Michelle Ebel State Farm Agent Team Member

Michelle Ebel

Agent's Executive Assistant

I have been a licensed insurance agent since 2003 and enjoy helping people understand what their policies cover and how to protect their assets and future income. I have been married to my awesome husband, Martin, for 23 years and have 2 adult children and a house full of pets including 2 dogs, 3 cats, and 6 aquariums.

Trina Ritchie State Farm Agent Team Member

Trina Ritchie

I am a licensed representative and will take care of your insurance needs thoroughly, explaining your options for you to make the proper decision for you and your family. 

Prior to joining State Farm in January of 2020, I was a successful residential loan underwriter with 25 years of experience. I also have experience working in assisted living as a CNA in rehab and dementia units, treating residents with kindness and compassion.